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Yes, though the bid on the retail store as long as the bid is not above 10k, we will make profit by dissolving the retail if it does not have land.

I want to put retail stores out of buisness

And save the 20k towards establishing a bank

i think banks need 50k to start them

Yes they do.

Like I mean we save it

Yes.

if we get a surplus of maybe 60k we can start but we will need to attract people who want loans and people who want to deposit to keep it running

And am sure by the end of this month we will be having a bank

Quoting spacetinker:

if we get a surplus of maybe 60k we can start but we will need to attract people who want loans and people who want to deposit

It's not a must we give out loans,