Person owe debt like rent, bill, tax, and etc. And person lose money from gamble/business went to bankrupt then owe debt.
3rd Sep 2020 20:16:38
Millionaire USD 3 708 948.59
VIP
Any deposits count as 'debt' for banks.
For some reason the game doesn't count loans as assets for banks though, so they will quickly look a little scewed.